As of May 2025, New Zealand Superannuation (NZ Super) remains a cornerstone of income support for citizens and legal residents aged 65 and over. This government-funded pension provides essential financial assistance to retirees, ensuring a stable income stream during later life. Below, you’ll find the updated payment schedule, revised rates, eligibility rules, and recent updates that may affect current or prospective recipients.
Updated NZ Super Payment Schedule: May–June 2025
Payments for NZ Super are issued fortnightly, primarily on Tuesdays. These dates remain consistent for most recipients unless individual circumstances alter the timing.
| Month | Payment Dates | Day |
|---|---|---|
| May 2025 | 6 May, 20 May | Tuesday |
| June 2025 | 3 June, 17 June | Tuesday |
Important Note: If you are new to the scheme, or if you’ve recently updated your bank details, residency status, or traveled overseas, your payment date might differ slightly. It’s advisable to verify your next payment through MyMSD or by contacting Work and Income.
NZ Super Rates as of May 2025
The Superannuation payment rates are reviewed every April, based on cost of living and average wage growth. Below are the latest fortnightly payments, effective from April 1, 2025:
| Living Situation | Gross (Before Tax) | Net (Tax Code M) | Net (Tax Code S) |
| Single, living alone | $1,066.44 | $925.24 | $897.88 |
| Single, sharing accommodation | $981.88 | $853.79 | $829.23 |
| Married, civil union or de facto (per person) | $817.33 | $716.66 | $695.60 |
Tax Code Note:
- M = main income
- S = secondary income
The final payment amount you receive can be influenced by any additional income streams, as these affect your tax code and deduction rate.
How and When Payments Are Delivered
NZ Super is deposited directly into your nominated New Zealand bank account every second Tuesday, typically early in the morning. If a scheduled payment date coincides with a public holiday, deposits are made on the preceding working day.
For those receiving payments overseas under international portability agreements, the deposit schedule and rate may differ due to currency conversion and regional processing times. Always confirm details with Work and Income when residing or relocating abroad.
Eligibility Criteria for NZ Super in 2025
To qualify for NZ Super as of May 2025, you must:
- Be 65 years or older
- Be a New Zealand citizen or permanent resident
- Have lived in New Zealand for at least 10 years since age 20 (including 5 years since turning 50)
There’s no requirement to stop working in order to receive NZ Super. However, any income earned while receiving the benefit may affect your applicable tax rate, potentially altering your net payment.
Recent Update – May 2025
As of May 2025, the New Zealand Government has reiterated its commitment to maintaining Superannuation payments aligned with at least 66% of the average wage for a couple. No policy changes to eligibility age or residency requirements are planned this year, offering stability for current recipients. Additionally, there is increased encouragement for eligible individuals to update their information online through MyMSD, as the platform has added new features to simplify application and maintenance processes.
Planning Ahead: Proactive Steps for NZ Super Recipients
- Update Banking & Contact Details: Outdated details may result in missed or delayed payments.
- Review Your Tax Code: Especially important if you have multiple income sources.
- Understand Portability Rules: If planning extended overseas travel, research how it may affect your payment eligibility or frequency.
- Use MyMSD Tools: Access payment history, update details, and check upcoming payments securely online.
Conclusion
NZ Super continues to provide consistent financial support for seniors in New Zealand. With updated payment dates, clarified rates, and stable eligibility requirements, recipients can confidently plan their finances in May and June 2025. Staying informed and ensuring your records are current will help you get the most out of this essential benefit.
FAQs
What day will NZ Super be paid in May and June 2025?
Payments will be made on Tuesdays: 6 May, 20 May, 3 June, and 17 June 2025.
Can I still receive NZ Super if I’m working?
Yes, you can work and still receive NZ Super. However, additional income might impact the tax rate applied to your payments.
What happens if I travel overseas?
Under New Zealand’s portability rules, short trips generally don’t affect payments. Extended travel may require pre-approval to continue receiving NZ Super.
How can I check or change my payment details?
Use the MyMSD online service to update banking details, contact information, and monitor payment schedules.
Are there any changes to NZ Super in 2025?
As of May 2025, there are no changes to eligibility criteria or payment frequency. Payment rates were updated in April 2025.
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