The Canada Child Benefit (CCB) is getting a boost in 2025, with an extra $100 top-up per eligible child added to monthly payments for qualified families. This enhancement is part of the government’s continued efforts to support Canadian families facing rising living expenses and inflationary pressures. If you’re receiving the CCB or plan to apply for it this year, here’s what you need to know about this Canada Child Benefit Extra $100 Top-Up in 2025.
What Is the Canada Child Benefit?
The Canada Child Benefit is a tax-free monthly payment administered by the Canada Revenue Agency (CRA) to help eligible families with the cost of raising children under 18. Introduced in 2016, the CCB replaced previous child benefit programs and is income-tested based on your adjusted family net income.
In 2025, the federal government is introducing a permanent $100 monthly top-up to provide additional relief. This brings more financial stability for families dealing with inflation, housing costs, and child care expenses.
What Is the CCB Extra $100 Top-Up for 2025?
The CCB extra $100 top-up in 2025 will be automatically added to the regular monthly payments for eligible recipients. This additional $100 per child applies to each eligible child under the age of 18, significantly increasing the total annual benefit for many households.
This move aligns with the government’s plan to improve affordability and ensure families can better manage the costs of food, school supplies, and basic child-related expenses.
New Canada Child Benefit Payment Amounts in 2025
With the Canada Child Benefit top-up, families will see a notable increase in monthly deposits. The 2025 CCB maximum annual amounts are projected as follows:
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Children under 6 years old:
→ Up to $8,120 annually (approx. $676/month, including top-up) -
Children aged 6 to 17 years:
→ Up to $6,930 annually (approx. $577/month, including top-up)
These amounts include the new $100 monthly top-up, which means families with multiple children will receive hundreds of dollars more each year. The benefit is indexed to inflation, so annual adjustments may also increase the base amount.
Who Is Eligible for the CCB $100 Extra Top-Up?
To qualify for the CCB extra $100 top-up in 2025, you must meet the same basic eligibility criteria required for the regular Canada Child Benefit. These include:
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You must live with a child under the age of 18.
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You must be primarily responsible for the child’s upbringing.
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You (or your spouse/common-law partner) must be a Canadian resident for tax purposes.
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You must file your income tax return annually.
The Canada Revenue Agency (CRA) uses your family net income from the previous year (2024) to determine your 2025 payment. Lower-income families typically receive the maximum amount, while higher-income households may receive a reduced or phased-out benefit.
The $100 top-up will not require a separate application—it will be automatically included in your monthly CCB payments if you qualify.
Monthly Payment Schedule for the CCB in 2025
The CRA issues the Canada Child Benefit on a monthly basis, typically on the 20th of each month or the nearest business day. For 2025, the payment dates are expected to be:
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January 20, 2025
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February 20, 2025
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March 20, 2025
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May 20, 2025
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June 20, 2025
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July 20, 2025
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August 20, 2025
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September 19, 2025
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October 20, 2025
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November 20, 2025
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December 19, 2025
Make sure you’re signed up for CRA direct deposit to receive the payments quickly and avoid delays due to mailing.
CCB Income Thresholds and Reductions
Although all eligible families can receive the Canada Child Benefit, the amount is gradually reduced as your family net income increases.
For the 2025 benefit year, the reduction rates are:
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7% of income over $34,863 for families with one child.
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13.5%–23% for families with two or more children, depending on income levels.
Still, even higher-income families may receive partial CCB amounts, and the $100 top-up applies proportionally where applicable.
Why the CCB Increase Matters in 2025
This Canada Child Benefit top-up in 2025 is a response to rising child care and education costs. With families experiencing higher prices for essentials, this CCB extra $100 payment is expected to provide meaningful financial relief, especially for single parents and low-to-moderate income households.
It complements other government programs like:
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Canada Workers Benefit
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GST/HST Credit
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Canada Housing Benefit (provincial)
Together, these benefits help ensure Canadian families can manage everyday costs more effectively in 2025.
FAQs
Who qualifies for the Canada Child Benefit extra $100 top-up in 2025?
Anyone eligible for the regular CCB will also receive the $100 top-up automatically. You must live in Canada, be the child’s primary caregiver, and have filed your taxes.
When will the extra $100 start being paid?
The CRA began including the $100 top-up in monthly CCB payments starting January 2025. It will continue through the entire year and beyond.
Do I need to apply separately for the $100 top-up?
No. The CRA will automatically add the top-up to your monthly payments if you are eligible for the Canada Child Benefit in 2025.
How much will I receive in total for one child?
If your family qualifies for the maximum amount, you can receive up to $8,120 per child under 6 and $6,930 per child aged 6–17—including the top-up.
Will this $100 be taxable?
No. Like the standard Canada Child Benefit, the $100 top-up is tax-free and does not affect your taxable income.
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